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  • Benefit Reductions to Offset LTC Premium Increases: Evaluating Options
    contingent nonforfeiture Rate increases in the U.S. long-term care (LTC) insurance market have been ... FROM PAGE 3 sistent with the approved rate table. Each rate in the current rate schedule represents ...

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    • Authors: John Hebig
    • Date: Aug 2015
    • Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance
    coverage should be consis- tent with the approved rate table. In theory, absent variation for competition and ... Matters: Level vs. Relative Premium Increases ... Table 1 examines cohorts within the block to determine ...

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    • Authors: John Hebig, Michael Bergerson
    • Date: Apr 2017
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Highlights from a Rate Increase Survey
    survey findings will be available publicly on Milliman’s website in March 2022. Until then, this article provides ... relying mostly on the information in the carrier’s filing materials, while others require a more involved ...

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    • Authors: John Hebig
    • Date: Jan 2022
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
    • Topics: Long-term Care; Long-term Care>Long-term care insurance; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care